No county has been designated for a decrease in the maximum loan limits for forward mortgages. The mortgage loan limits for FHA-insured reverse mortgages will remain unchanged next year, with a.
· An FHA loan is a home loan that the U.S. Federal Housing administration (fha) guarantees. private lenders like banks and credit unions issue the loans, and the FHA provides backing: If you don’t repay your loan, the FHA will pay the lender instead.
county limit county limit alameda $221,100 orange $193,800 alpine $187,900 placer $165,500 amador $145,700 plumas $139,900 butte $131,700 riverside $138,000 calaveras $149,100 sacramento $165,500 colusa $128,300 san benito $167,300 contra costa $221,100 san bernardino $138,000 del norte $128,300 san diego $170,800 el dorado $165,500 san francisco $228,300
The FHA’s "floor" is the largest mortgage the agency will insure in most of the country and is set at $314,827, or 65% of the conforming loan limit, for 2019. The FHA "ceiling" applies to high-cost areas and is currently set at 150% of the conforming loan limit, or $726,525.