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And without collateral, you may be required to provide a personal guarantee or UCC lien. Small business funding options that may offer approval without collateral include: SBA 7(a) loans. If you need.
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For other online lenders, the same person can be good enough to be approved for a quick loan. Sometimes, it even depends on the amount. You may be approved for a loan of $500, but be rejected when you ask the same lender for $1000. Other thing that may be different is interest rate and overall terms.
Finding a guaranteed approval loan is a dream come true for many people, but unfortunately its not possible. There is no such things as guaranteed loans, because nobody will give away money, without a chance of getting it back, with interest. Different direct lenders have different requirements for loan applicants.
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