Sally Student Loans

If you have a student loan, there is a good chance that it may be serviced by Navient. Navient, which spun off from Sallie Mae, has more than 12 million customers and services more than $300 billion.

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Payments for Your Future Education Loan ® and Their Future Education Loan ® are made directly to our servicer, Sallie Mae. Like most bills, you can go the old-school route of sending a check, or you can conveniently pay online, by phone or through the Sallie Mae mobile app.

Sallie Mae employs 1,400 individuals at offices across the U.S. On April 30, 2014, sallie mae spun off its loan servicing operation and most of its loan portfolio into a separate, publicly traded entity called navient corporation. Navient is the largest servicer of federal student loans and acts as a collector on behalf of the Department of.

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Sallie Mae handed off most of its older private loans to Navient after its 2014 split into two arms, but it still services loans, while also offering new student lending products. As in the past, Sallie Mae doesn’t offer up much publicly accessible information about which options are available for struggling borrowers, but it does provide.

For federal student loans (the most common kind of education debt), your loan goes into default after you’ve gone 270 days without making a monthly payment. That’s nine monthly payments. If you have a private student loan, you can check your loan paperwork to find out exactly what constitutes default,

Sallie Mae’s online loan application will take borrowers through a series of questions to determine what sort of loan will work best for the student’s situation. It is a simple design with clear-cut questions and descriptions to help guide borrowers through the process.

Most students who borrow money for their education should start with federal student loans. The federal loan programs offer borrowers a variety of repayment, forgiveness, cancellation and discharge.